Lease Option

Run a buyer side lease option on your own numbers. Enter your strike price, what you pay for the option, the rent credit your agreement gives you, the length of the term, and your own figure for what the property is worth at the point you exercise. The read shows the credits you build, the effective price those credits leave, the equity at exercise, and the cash it takes to control the deal. Educational only.

Lease option terms and enforceability vary by state. This is educational math, not legal advice. Review terms with your attorney.

The option

Strike priceThe purchase price your option locks in. Your own figure.Option feeWhat you pay up front for the option. This is also your cash to control the deal.Term (months)How long the option runs before you exercise it. Whole months.Your value at exerciseYour own figure for what the property is worth when you exercise. Nothing here reads a market feed; this number is yours.

Rent and rent credit

Monthly rent creditThe part of each month's rent your agreement credits toward the purchase. Enter 0 if your agreement credits nothing.Monthly rent (optional)What you pay in rent each month. Optional. It does not move the price or the equity, only the total you lay out over the term.

What your agreement applies to the price

These two are terms of your own contract, so neither is assumed. Set each one to match what your agreement actually says.

Rent credits come off the purchase priceThe option fee comes off the purchase price

Your own criterion

Your minimum equity at exerciseThe least equity you will accept at exercise. This bar is yours. Without it the read still runs and simply shows no verdict.

Equity at exercise

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Enter your strike price, your option fee, your monthly rent credit, your term, and your own value at exercise to see the read. Five fields.

Against your own criteria

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Enter the minimum equity you will accept at exercise and the read will say whether your own numbers meet or miss your own bar. Until you set that bar there is no verdict here.

Total rent credits

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Your monthly rent credit across every month of the term

Effective price

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Your strike price after whatever your agreement applies to it

Cash to control

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Your option fee, the cash it takes to hold the right to buy

Term

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The months your option runs before you exercise

This is a model of your own option terms, on the numbers you enter: your strike, your fee, your credit, your term, and your own figure for the value at exercise. That last one is always yours and is never read from a market feed. It is a planning read, educational only, and Alchemist Nation represents no return or outcome here. Version 1 covers the buyer side only; a sandwich lease, where a second option is written underneath yours, is a different structure and is not modeled. Treat all of it as illustrative modeling, not legal or transaction advice.

Model a subject to or wrap structure on the same property.

Build your own value at exercise from your own comparable sales.