Predictive Underwriting

Underwrite a BRRRR deal end to end. Acquisition, stabilization, and the refinance that recovers your capital. Every number updates live as you change the inputs.

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Property

Save to track over time

Property

Deal name

Unit mix (group by type; occupied units and current rent drive gross rents)

Type	Total Units	Occupied	Current Rent ($)	Market Rent ($)	Beds	Baths	Sq Ft
Gross: $0/mo

Total units: 0|Occupied: 0 (0%)|Monthly gross: $0|Annual gross: $0|Market annual: $0

Acquisition + Financing

What is a cap rate?

A cap rate is a property's annual net operating income divided by its value or price. It lets you compare income producing properties on their own merits, independent of how each one is financed.

The math is objective, the rate is a judgment. Net operating income over value is fixed arithmetic. The rate you apply is a market judgment. It reflects what similar buildings are actually trading at in that specific market and asset class, and it moves with location, condition, tenant quality, and the interest rate environment.

It varies by asset class and by market. A stabilized multifamily building can trade at a different cap rate than a single tenant retail space or a value add rehab. Rates also differ by market, for example a primary metro versus a secondary or tertiary market. A rate that fits one deal can be wrong for another, so treat any example as illustrative and subject to your own market.

How to choose one. Ask a local commercial broker or appraiser what similar buildings actually trade at in your market and asset class. This tool never supplies a cap rate for you.

In-place cap rate (%)OpEx ratio (%)Acquisition LTV (%)CapEx per unit ($)Note 1 rate (%)ⓘ (lender acquisition rate)Note 1 term (yr)Note 2 rate (%)ⓘ (lender refi rate)Note 2 term (yr)Soft costs (%)Acquisition fee (%)

Note 1 and Note 2 rates are lender-side note terms that you enter yourself. They are a financing cost in this model, not a yield offered to you.

Stabilization

Rent bump (%)Stabilized occupancy (%)Stabilized cap rate (%)

Refinance + Hold

Refi LTV (%)Refi rate (%)Refi term (yr)Hold (yr)

Enter units and rents to score the deal

Number of units
Occupied units and their current monthly rents
In-place cap rate (%)
OpEx ratio (%)
Acquisition LTV (%)
Note 1 rate (%)
Note 1 term (yr)
Stabilized occupancy (%)
Stabilized cap rate (%)
Refi LTV (%)
Refi rate (%)
Refi term (yr)
Hold (yr)

This tool is for educational and operator planning purposes only. It is not a loan commitment, an offer to lend, investment advice, or a guarantee of any outcome. All figures are estimates generated from the inputs you provide and do not reflect lender underwriting, appraised value, or actual market terms. Run every deal past your own counsel, lender, and accountant before acting.

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